I was referred to Joanne through a friend in 2021. I was semi-retired and doing some volunteer work. I wanted to have a better understanding if my financial resources is sufficient to sustain my retirement.
From the initial meeting to subsequent assessment of my financial health, it was clear that she is very experienced and have a good grasp of the financial markets. She was thorough and meticulous in her assessment. She is generous in sharing her knowledge but let me pick the pace of my investment decisions. It was the first time after so many years that I finally found someone who is truly client-focused rather meeting their own quotas or institution sales objectives.
She helped me to create multiple streams of income so that there is regularity of income, yet balancing risks and returns. She said that while there are sufficient resources, we need to reallocate and reorganize them into different streams of income sources called “Pay-Cheques” and “Play-Cheques”. She rebuilt a new Private ATM for me and I am very thankful that this portfolio have grown over the years.
Besides sustaining my retirement comfortably, I also wanted to care for and leave a legacy for my children. Joanne helped me to think through the considerations, different options like setting up a trust and helped to draft the will and the trust. I am very thankful to have her manage my resources so I can focus on my retirement.
She keeps me informed through regular updates, and advises me when to take opportunity to do top ups and fund swtiches which I am grateful for. Despite the recent volatility in the markets, she managed to give positive returns for my portfolio. I thankful to have met Joanne and trust her to manage my wealth.