I first met Joanne as I saw one of her videos online. At that time, my family business was going through some restructuring and some of our businesses were experiencing the effects of Covid. I was concerned about our monthly cashflow of passive income as it took at hit and expenses were increasing. I saw a testimony of her that was given by one of my friends in the video, that gave me more assurance that she is capable of helping me. When I met her, she quickly helped to assess the overall financial health and recommended some ways to cover the shortfalls in the plans that I had. Then she helped to relook at some of my businesses and helped to advice on ways to reduce expenses and increase income sources through investments. She is very resourceful and she helped me to connect with some of her influential contacts to help me to refinance our mortgage loans and also some other business ventures. She managed to help me over the past 5 years to have multiple income streams which I am thankful for.
As I am the third generation managing my family business, I wanted to plan for multigenerational wealth so that our businesses can continue beyond the fourth generation. She helped me with estate planning and I asked her to coach my kids on financial planning. She played some card games with them and helped them to start their first investment accounts at age 6 and 11. Every time they win a gold medal; I will ask them if they wish to top up into their bank accounts or their investment accounts with auntie Joanne. Previously, they were very cautious and skeptical about topping up into their investment accounts as they were worried about losses. But after they have seen the growth of their portfolios, they have chosen to grow the funds with her. My wife’s business also had some corporate funds which needed to be liquid and yet she wanted some returns. She managed to help us with this and grew the portfolio as well.
Joanne has a proven track record of doing sustainable giving and she has a great framework on how to grow the charitable portfolio. She has helped multiple charities to rewrite their investment mandate and grow their portfolios. Hence, we will be working with her to do philanthropy and missions work to contribute more to the society through my charitable trust. We believing that we can be generous to others and do sustainable giving in the long run.