I was referred to Joanne in 2019 through one of my doctor colleagues and she came highly recommended through some of her close friends. I just graduated and was about to start work so I decided to get my mum to sit in the meeting. In the first meeting, she helped me to establish my goals of health and protection needs, having my first house, how to start saving towards my first million, and how to plan for my future. I was very impressed and decided to get my first insurance plans, and started my first investment account. Despite all her achievements and being financially free at a young age, she is very humble and patient in explaining everything to me. She helped me to be disciplined in setting aside my monthly savings into different investments. She taught me the power of compounding returns, the eighth wonder of the world for me to be able to travel around the seven wonders of the world. She shared generously on how she built her wealth through the various financial crises and grew her own portfolio.
She helped to break down the financial jargon and helped me to interpret all the news and implications to the financial markets. I am very thankful that after 6 years of working on my own retirement planning and being very disciplined to invest during the Covid period despite all the bad news in the market, I managed to buy my first house and hit my first million investments portfolio. Currently I have multiple passive income streams with potentially more than $10K/month investment returns on an ongoing basis for the rest of my life. I can concentrate on doing my role as a doctor best while she helps me with what she does best. I have referred a lot of other family members and friends to her too and they are very happy with engaging with her help too.