I was introduced to Joanne in early 2020 by my ex-colleague. Speaking with her before she left the firm, I had wondered aloud how she could make that decision to retire early, and while I had my existing investments, I never felt that I was doing enough to plan for my retirement. My ex-colleague was effusive in her praise of Joanne, so this got me curious.
Joanne helped me do a thorough assessment of my financial ratios, identifying areas where I was doing well, and other areas where my money could work harder for me (what she aptly called lazy money!). This led to a review of my investment and insurance portfolios and subsequent rebalance, which to my surprise that despite the COVID-19 situation, is giving me healthy returns. We continue to interact on a regular basis on new investment ideas, trends and opportunities, and also to review the portfolio – something that I appreciate. After all, work is busy enough as it is, and Joanne is my eyes and ears on an area that I don’t have the time for otherwise.
Yet Joanne never comes across as pushy. I feel that this is because she genuinely enjoys serving her clients, as is also evident in her reaching out to youth to educate them on financial management concepts. Proceeds from her book “Money Lessons from the Wlid” that is targeted for kids go to a charity that also benefits the youth. She passed me a copy in fact, that my daughter read with gusto.
Well, retirement is still some time away for me. I am still young and I love my work! But I sleep easy knowing that my money is working hard for me with Joanne’s help. I will encourage anyone in a similar situation to have a chat with Joanne.